What Happens If You Do Nothing?

If You Choose Not to Take Action

The decision to file bankruptcy should never be taken lightly. However, sometimes not filing can have more serious consequences than filing can. Failure to take action can cause problems you may not have even considered yet.

At RHM LAW LLP , we understand that debt can be overwhelming. Closing your eyes and hoping the problem goes away is tempting. But, we also know that sometimes the only way out of crippling debt is to file either Chapter 7 or Chapter 13 bankruptcy. Bankruptcy provides protection under the law, giving you room to breathe and start rebuilding your financial future.

Risks of Doing Nothing

If you sit back while debts mount, you risk:

• Creditor lawsuits, including embarrassing phone calls at home and at work
• Home foreclosure
• Car repossession
• Creditor harassment
• Wage garnishments

Once a creditor obtains a judgment against you, that individual or entity can pursue foreclosure, repossession, garnishments and more.

Seek Professional Advice

Our Southern California bankruptcy attorneys can help. During a free initial consultation, we can explain your options and the consequences of those options. Our lawyers will let you know if filing either Chapter 7 or Chapter 13 bankruptcy is a reasonable solution for you. If bankruptcy is not in your best interests, we will not hesitate to let you know.

Call us at (213) 344-0043, or contact us online to schedule your complimentary consultation. From our offices in Los Angeles and Encino, we represent clients in Los Angeles, San Fernando Valley, Riverside, San Bernardino and Orange Counties.

Because we do not want to add to your financial worries, we offer payment plans.

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.