What Are Fair Debt Collection Practices?

If you are behind on your payments, you probably already know how aggressive creditors can be when it comes to collection actions. In this situation, it is important that you understand your rights as a debtor.

At RHM LAW LLP , we have thorough knowledge of the Fair Debt Collection Practices Act. Our attorneys use this information to protect debtors from unscrupulous actions of abusive and misleading creditors. To discuss your specific situation, call our offices in Los Angeles or Encino at (213) 344-0043.

Are you concerned that debt collectors have been engaging in illegal harassing behavior? Contact the Southern California law firm of RHM LAW LLP for protection.

Stop Creditor Harassment

The Fair Debt Collection Practices Act limits the actions debt collectors can take. For example, it states that creditors:

• Need to educate you about the collection process
• Cannot phone your home continuously
• Are prohibited from calling your home after specified hours
• Cannot call you at work
• Are not allowed to call your neighbors

If you have questions about what creditors can and cannot do with respect to collecting debt payments, speak with the bankruptcy lawyers at RHM LAW LLP . We will evaluate your situation and let you know if the collector violated the law.

Bankruptcy Provides Protection

As soon as you file either Chapter 7 or Chapter 13 bankruptcy, the court issues an automatic stay. This prevents creditors and debt collectors from contacting you, putting a stop to all creditor harassment. Your lawyer will handle all communications with your creditors from that point forward.

To schedule a free consultation with our attorneys, contact our firm today.

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.